hybrid life insurance benefits
Jan 21

What are the Benefits of Having a Hybrid Life Insurance?

Posted by Randy Jones Insurance Services

Hybrid life insurance is for individuals who want more options than a standard life insurance policy offers. Simply put, hybrid life insurance is a policy that combines the benefits of standard life insurance policies with long-term care. It is a policy that allows elderly citizens to get the most out of their life…

Read More

life insurance as part of an estate
Jan 7

How to Keep Life Insurance Out of Your Estate?

Posted by Randy Jones Insurance Services

When an individual passes away, the life insurance policy is usually paid by the issuing company to the family through the beneficiary that has been chosen by the policy owner. In this article, we will answer an important question that most individuals research when deciding on an insurance policy and how it will…

Read More

Health benefits of walking
Dec 23

How Walking in Winter Season Can Benefit You

Posted by Randy Jones Insurance Services

Everyone knows the health benefits of walking. Walking in winter adds a few new benefits that many people don’t often think about. Cooler temperatures make for a brisk walk and when snow is added into the mix, it can provide you with a scenic view. For some people, walking is an exercise that…

Read More

Disability insurance policy
Dec 11

Here’s What You Must Know About Disability Insurance

Posted by Randy Jones Insurance Services

Not everyone believes they have a need for a disability insurance policy. The fact is, everyone needs a disability insurance policy of some type. Many people are under the impression that disability is often caused by accidents. It has been proven, however, that most such cases are caused by illness, not accidents. Understanding…

Read More

Dec 3

Life Insurance for Freelancers- All You Need to Know

Posted by Randy Jones Insurance Services

Currently, more than 35% of the U.S. workforce consists of freelancers who contribute at least $1 trillion to the economy every year, as reported by Freelancers Union. Unfortunately, due to their inconsistent income, freelancers often face problems such as lack of access to affordable healthcare, lack of retirement planning, and insufficient savings. This…

Read More

Nov 26

Questions You Must Ask While Buying Health Insurance

Posted by Randy Jones Insurance Services

According to the Centers for Medicare and Medicaid Services (CMS), the average annual cost of healthcare per person in America is at least $11,000. For most Americans, this is such a considerable amount, meaning it can potentially send you into financial turmoil, especially if you have no health insurance coverage. Luckily, health insurance…

Read More

lit cigarette
Feb 27

Quit Smoking and Save on Your Life Insurance

Posted by Randy Jones Insurance Services

Why you should quit smoking if you want to lower your life insurance rates. When you apply for life insurance, the insurance company will ask you several questions to establish your risk.  One of the first things they will ask you is whether or not you smoke or use tobacco products.  This is…

Read More

shaking hands after business promotion
Feb 20

Why You Should Increase Your Life Insurance Coverage After a Raise

Posted by Randy Jones Insurance Services

Getting a raise at work means it’s time to bump up your life insurance coverage. If you’ve just gotten a raise at work, then congratulations!  With more money in your pocket, you probably have big plans for yourself and your family.  Hopefully, one of these plans is bumping up your life insurance coverage. …

Read More

wood blocks spelling out "love" surrounded by red roses
Feb 13

Show Your Love This Valentine’s Day

Posted by Randy Jones Insurance Services

Show your partner how much you care. With Valentine’s Day looming, you may be rushing around and planning an elaborate date night for your significant other.  However, before you run yourself ragged, stop for a moment, and think about if you are doing right by your partner.  While sappy movies, romance novels, and…

Read More

family
Feb 6

Life Insurance Misconceptions That Can Leave Your Family at Risk

Posted by Randy Jones Insurance Services

Debunking these common life insurance myths. As a new parent, getting life insurance probably isn’t the first thing on your mind.  To make matters worse, there are many popular misconceptions that support young parents’ decision not to get life insurance coverage.  However, it’s important to understand that putting life insurance on hold can…

Read More