couple using laptop together
Sep 12

Common Reasons Why People Procrastinate on Life Insurance

Posted by Randy Jones Insurance Services

Top reasons why people procrastinate on their life insurance. While most adults recognize the importance of having life insurance, many still put off securing this coverage. But why do people drag their feet when it comes to life insurance? Here is what you need to know. They Don’t Fully Understand Life Insurance As…

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woman in sunglasses vaping
Sep 5

How E-Cigarettes Affect the Cost of Your Life Insurance

Posted by Randy Jones Insurance Services

Why vaping increases the cost of your life insurance. When your insurer calculates your life insurance premiums, they will take various health factors and habits into account. One of the things that they will look at is whether or not you smoke. Typically, smokers pay far more for life insurance than non-smokers. But…

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woman meditating in the forest
Aug 29

Take Care of Yourself This Month

Posted by Randy Jones Insurance Services

Here are some of the self-care tips that you should try this August. August is National Wellness Month.  Naturally, this month is all about self-care and improving your overall mental, emotional, and physical health.  Here are some of the things that you should do this month to take better care of yourself. Enjoy…

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old couple looking at insurance
Aug 22

Life Insurance Options for Seniors

Posted by Randy Jones Insurance Services

Best life insurance options for seniors. While most seniors aren’t worried about securing life insurance, others may be interested in having this coverage.  If you would like to secure life insurance coverage, then here are some of the best options to consider. Term Life Insurance Term life insurance policies are a great option…

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retired couple reviewing life insurance
Aug 15

Why Some Retirees Keep Their Life Insurance

Posted by Randy Jones Insurance Services

Here’s why some retirees benefit from life insurance. As a retiree, you might have plans to cancel your life insurance policy.  And why not?  Your kids have moved out, your mortgage is paid off, and you may not have pressing financial obligations to speak of.  However, there are some reasons why some retirees…

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lady reviewing life insurance policy on tablet
Aug 8

What to Do When Your Term Life Insurance Policy Expires

Posted by Randy Jones Insurance Services

What happens when your term life policy approaches expiration? When you first secured your term life policy, you probably weren’t thinking about what would happen when it expired.  But now, as your term nears its end, you might be wondering what your next steps are.  Here are your options as your term life…

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dog running in the grass
Jul 25

Keep Your Pets Safe This Summer

Posted by Randy Jones Insurance Services

Protect your pets as temperatures rise. Now that summer is here, things are starting to heat up.  While you might enjoy the heat and sunshine, it’s important to remember that high temperatures can put your pets at risk.  Here are some of the summer safety tips that you should keep in mind for…

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family
Jul 18

Why it Pays to Have Permanent Life Insurance

Posted by Randy Jones Insurance Services

How permanent life insurance can benefit you. When it comes to life insurance, most people go with term life policies due to their straightforward nature.  However, securing permanent or whole life insurance has some serious benefits to consider.  Here is why permanent life insurance is a good option for many people. You Have…

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woman reading on a tablet
Jul 11

How to Determine the Legitimacy of a Medical Study

Posted by Randy Jones Insurance Services

Determining the validity of medical studies. It seems like every time you turn on the news or log in online, there is breaking news about some new health study.  While you might be inclined to believe these reports, in many cases the findings are greatly exaggerated or misinterpreted by the popular media.  Rather…

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file labelled "employee benefits"
Jul 2

Participate in These Voluntary Work Benefits

Posted by Randy Jones Insurance Services

Take advantage of these employee benefits. Many employers offer their staff the opportunity to enroll in optional health benefits.  However, many employees choose not to take these benefits in order to receive higher pay. While this might seem like a smart money-saving strategy, forgoing these health coverages could leave you exposed to serious…

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