Enorll For Medicare If You Are 65 And Still Working
Aug 26

Should You Enroll for Medicare If You Are 65 and Still Working?

Posted by Randy Jones Insurance Services

It seems wise for a 65 or older employee who is covered under group health insurance to sign up for Medicare, as it can help minimize out-of-pocket costs. However, Medicare is complicated, and there are many caveats and some surprise expenses that need to be avoided. Let’s understand the different scenarios when a…

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How Dose Heath Care Typically Work In The U.S.
Aug 12

How Does Health Insurance Typically Work in the U.S.?

Posted by Randy Jones Insurance Services

The necessity of taking out health insurance cannot be overemphasized as healthcare costs continue to skyrocket. Each doctor’s office visit can cost up to several hundred dollars in the U.S. Additionally, a few days of hospital admission can incur a cost of tens of thousands of dollars. Health insurance coverage helps cover your…

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How the American Rescue Plan Has Made ACA Health Insurance Cheaper
Jul 22

How the American Rescue Plan Has Made ACA Health Insurance Cheaper

Posted by Randy Jones Insurance Services

The American Rescue Plan (ARP) was recently signed into law and has helped reduce the cost of health coverage under the Affordable Care Act (ACA). This is the largest expansion of the ACA since it was signed in 2010. This plan expands subsidies significantly, increasing subsidies for those who qualified before and for…

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Medicare Coverage by Randy Jones Insurance Services
Apr 22

When Is the Right Time to Switch from a Medicare Advantage Plan?

Posted by Randy Jones Insurance Services

While you may feel overwhelmed as you go through the process of switching to a Medicare Advantage plan, try to stay calm. You aren’t losing many benefits at all. The switch does not mean that you’ll lose out on Medigap forever. Read on to learn how you can effectively switch back to the…

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Health Savings Accounts
Mar 4

What You Need to Know About a Health Savings Account

Posted by Randy Jones Insurance Services

A Health Savings Account (HSA) is awarded to a person with a High Deductible Health Plan (HDHP) to save up pre-tax dollars for medical bills. You can save as much money as you like per year, up to certain IRS limits, to cover a significant portion of your healthcare expenses. Here are the important…

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