Additional Ways to Get Health Insurance after Open Enrollment Ends
Posted by Randy Jones Insurance Services
Open enrollment in health insurance is the time frame that occurs once a year when people can sign up for health insurance, adjust existing ones or cancel it. In most states, open enrollment starts from the first of November through the fifteenth of January (Nov 1 – Jan 15). But in some states,…
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Can My Medical Expenses Be Reimbursed?
Posted by Randy Jones Insurance Services
It’s hard to believe that employers can actually reimburse their employees for their health insurance and medical expenses and save money in the process. By using health reimbursement accounts or HRAs, an employer doesn’t have to spend an exorbitant amount of money on expensive policies that fall under the category of one-size-fits-all plans…
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10 Steps to Affordable Health Care Insurance
Posted by Randy Jones Insurance Services
Health care insurance costs can be brought down if you know what steps to follow. Knowing a few shortcuts will help you save money in the long run. The more ways you can find to save money, the better off you will be when it comes to finding health care solutions that best…
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Everything You Need to Know About Self-Employed Health Insurance
Posted by Randy Jones Insurance Services
Being self-employed has its benefits. It also has its drawbacks as well. It’s a misconception that self-employed individuals don’t qualify for quality health insurance programs. Even if you are the only employee of the business, you are eligible for several different types of health insurance plans. It’s important to ask your insurance agent…
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A Comprehensive Guide on the Affordable Care Act (ACA)
Posted by Randy Jones Insurance Services
Health insurance is something everyone should have. Even if you are rarely sick, the right health insurance policy will cover all your medical needs. This includes medical treatment plans and health screenings that are used to identify potential illnesses that may eventually become more severe. This need for quality healthcare at all stages…
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Getting a Health Insurance Coverage When Laid Off
Posted by Randy Jones Insurance Services
The pandemic affected businesses in numerous ways, and the resultant restructuring or folding up process left many unemployed. The importance of functional health coverage cannot be overemphasized now, especially with the increase in delta variant cases. There are some ways to keep you and your dependents covered depending on your income and your…
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Should You Enroll for Medicare If You Are 65 and Still Working?
Posted by Randy Jones Insurance Services
It seems wise for a 65 or older employee who is covered under group health insurance to sign up for Medicare, as it can help minimize out-of-pocket costs. However, Medicare is complicated, and there are many caveats and some surprise expenses that need to be avoided. Let’s understand the different scenarios when a…
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How Does Health Insurance Typically Work in the U.S.?
Posted by Randy Jones Insurance Services
The necessity of taking out health insurance cannot be overemphasized as healthcare costs continue to skyrocket. Each doctor’s office visit can cost up to several hundred dollars in the U.S. Additionally, a few days of hospital admission can incur a cost of tens of thousands of dollars. Health insurance coverage helps cover your…
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How the American Rescue Plan Has Made ACA Health Insurance Cheaper
Posted by Randy Jones Insurance Services
The American Rescue Plan (ARP) was recently signed into law and has helped reduce the cost of health coverage under the Affordable Care Act (ACA). This is the largest expansion of the ACA since it was signed in 2010. This plan expands subsidies significantly, increasing subsidies for those who qualified before and for…
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When Is the Right Time to Switch from a Medicare Advantage Plan?
Posted by Randy Jones Insurance Services
While you may feel overwhelmed as you go through the process of switching to a Medicare Advantage plan, try to stay calm. You aren’t losing many benefits at all. The switch does not mean that you’ll lose out on Medigap forever. Read on to learn how you can effectively switch back to the…
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