Term life insurance and how does it work
Sep 9

What Is 30-year Term Life Insurance and How Does It Work?

Posted by Randy Jones Insurance Services

The 30-year term life insurance is an insurance policy that provides its users with life insurance coverage for 30 years. However, it requires you to pay your premiums periodically to make good use of its benefits. This insurance coverage spans 30 years. For this reason, most insurance companies do not issue the policy…

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Life Insurance Myths And The Truth Behind Them
Jul 8

6 Common Life Insurance Myths and the Truth Behind Them

Posted by Randy Jones Insurance Services

There are several common myths about life insurance, which can cause lots of confusion. This article discusses 6 of these myths while providing accurate information regarding each one. 1.Life Insurance Is Costly A study conducted in 2017 by LIMRA found that most people assumed life insurance policies cost more than three times the…

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Life Insurance For Cancer Patients
Jun 17

What You Need to Know About Life Insurance for Cancer Patients

Posted by Randy Jones Insurance Services

Getting the right kind of life insurance policy best suited for you is hard enough without the complication of a cancer diagnosis. Qualifying for a traditional term or whole life insurance policy after a cancer diagnosis depends on if the patient is a cancer survivor in remission who has been out of treatment…

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Term Life Insurance Plans For Women
Jun 3

Why Term Life Insurance Plans are Important for Women

Posted by Randy Jones Insurance Services

A term life insurance policy is a type of life insurance that offers coverage for a specific period of time or number of years. If the policyholder dies while the policy is active, the insurer will pay out a death benefit. If the term expires and the policyholder dies after the expiry of…

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Life Insurance by Randy Jones Insurance
May 20

A Quick Guide to Life Insurance for Business Owners

Posted by Randy Jones Insurance Services

Life insurance for business owners is far more complex than for others. It provides financial support to those left behind after you’re gone and extends to cover people beyond your family. As a business owner, you’re probably a financial provider to others, and it is important that you not only consider your household’s…

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Life Insurance by Randy Jones Insurance
May 6

Will Being Vaccinated for COVID-19 Disqualify Me from Getting Life Insurance?

Posted by Randy Jones Insurance Services

As far as it is concerned, the COVID-19 vaccination has absolutely nothing to do with life insurance in any way. Still, a handful of people have managed to create a link between these two and have spread their own theories, resulting in confusion and fear amongst those who believe them. Unsupported Claims Social…

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Life Insurance by Randy Jones Insurance Services
Apr 8

How to Get the Right Life Insurance Coverage with Local Independent Agents

Posted by Randy Jones Insurance Services

For many people, talking about life insurance is a difficult subject. While it may be uncomfortable thinking about your death, it’s important to prepare for it. That’s where life insurance comes in. Life insurance helps you care for your loved ones as they deal with the aftermath of your passing. If your assets…

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Types of Life Insurance
Mar 18

How to Determine the Right Life Insurance for Your Needs

Posted by Randy Jones Insurance Services

Life insurance is a contract drawn up between two parties: the provider and the client. The former promises to pay monetary benefits to the beneficiaries of the latter’s estate post their death. This policy is essential because it protects your family from financial difficulties caused by your demise. Although there are several types…

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Life Insurance Proceeds Taxable
Feb 18

When Can Your Life Insurance Be Taxable?

Posted by Randy Jones Insurance Services

Many a times, taxes and insurance claims coincide. While many people misunderstand why their life insurance is taxable, others do not know when it should be taxed. This article addresses both categories of people and explores the circumstances under which life insurance can be taxable. Is life insurance taxable? The money paid for…

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Life Insurance for Diabetics
Feb 4

What You Need to Know About Life Insurance for Diabetics

Posted by Randy Jones Insurance Services

The first fact you should be aware of is that diabetic life insurance does exist. Many people believe it is impossible to secure life insurance if you have diabetes. Though it is a scarce offer to come by, it is still possible. Usually, insurance companies would want to know whether you have Type…

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