Important Things You Should Know About Guaranteed Universal Life Insurance
Posted by Randy Jones Insurance Services
Guaranteed universal life insurance is insurance that is somewhere in between term life and whole life insurance. Despite its benefit, this insurance makes up a percentage of health insurance sales in the United States. This is because Americans are not very knowledgeable about it. This post contains the top things you should know…
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Understanding What Face Value Means in a Life Insurance Policy
Posted by Randy Jones Insurance Services
The face value of a life insurance policy is basically the amount of insurance you are buying and is determined when it is purchased. If you purchase a $1 million policy, then the face value is $1 million. When you purchase life insurance, it’s important to know what you expect it to be…
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No Exam Life Insurance Policies: Understanding the Basics
Posted by Randy Jones Insurance Services
Many people who want a life insurance policy balk at the thought of taking the medical exam. It’s not so much that they fear being turned down. Some may not have the money for the exam or simply just don’t like going to the doctor. However, they have options that will provide them…
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Ways How Life Insurance Can Secure Your Small Business
Posted by Randy Jones Insurance Services
Life insurance does not just financially protect your family. It can also efficiently safeguard your small business as well. Several features will support your family and make sure that your business will continue to thrive in your absence. In addition, small business owners who choose to purchase a life insurance policy should look…
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Essential Facts About Universal Life Insurance
Posted by Randy Jones Insurance Services
Many people come to a point where they feel as if they need life insurance of some type. When you begin to realize a need, it will be up to you to determine what type of life insurance is best. Different stages of life call for more coverage than others. An insurance provider…
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Will an Irregular Heartbeat Prevent You From Getting Life Insurance?
Posted by Randy Jones Insurance Services
Having an irregular heartbeat or any other pre-existing health condition does not automatically make you ineligible for life insurance. You will more than likely qualify for a good policy if you are honest about your pre-existing health conditions and provide your medical records so that your agent has all of the information they…
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Converting Term Life to Whole Life: What You Need to Know?
Posted by Randy Jones Insurance Services
Term life insurance policies are a great option when you have set goals to meet, like paying for your final expenses or paying off any debts you may have. Things change, however, and life happens. As a result, your future financial needs may change over time. For example, if you purchase a home…
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At What Time Do You Need a Life Insurance Plan the Most?
Posted by Randy Jones Insurance Services
One type of insurance one shouldn’t do without is life insurance plan. While some take full advantage of it, others take it for granted. That’s probably because nobody expects death to hit them or anyone they love. However, this is all the more reason why you need life insurance plan the most. Death…
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What Will Happen if I Outlive My Life Insurance?
Posted by Randy Jones Insurance Services
Life insurance is a touchy subject for most people because nobody wants to dwell on the thought of dying and leaving their loved ones behind. Nevertheless, life insurance is a legal agreement between the policyholder and the insurer to pay a certain sum, i.e., the insurance benefits to beneficiaries named in the policy,…
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Does Your Employer-Provided Life Insurance Offer Sufficient Coverage?
Posted by Randy Jones Insurance Services
The best job offerings come with numerous benefits. These benefits include insurance benefits, paid leaves, allowances, and many others overseen by the personnel department to motivate employees. However, if your employer provides group life insurance for staff members, it is rarely ever the case that this plan is sufficient by itself. When Can…
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