Life Insurance by Randy Jones Insurance Services
Apr 8

How to Get the Right Life Insurance Coverage with Local Independent Agents

Posted by Randy Jones Insurance Services

For many people, talking about life insurance is a difficult subject. While it may be uncomfortable thinking about your death, it’s important to prepare for it. That’s where life insurance comes in. Life insurance helps you care for your loved ones as they deal with the aftermath of your passing. If your assets…

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Types of Life Insurance
Mar 18

How to Determine the Right Life Insurance for Your Needs

Posted by Randy Jones Insurance Services

Life insurance is a contract drawn up between two parties: the provider and the client. The former promises to pay monetary benefits to the beneficiaries of the latter’s estate post their death. This policy is essential because it protects your family from financial difficulties caused by your demise. Although there are several types…

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Life Insurance Proceeds Taxable
Feb 18

When Can Your Life Insurance Be Taxable?

Posted by Randy Jones Insurance Services

Many a times, taxes and insurance claims coincide. While many people misunderstand why their life insurance is taxable, others do not know when it should be taxed. This article addresses both categories of people and explores the circumstances under which life insurance can be taxable. Is life insurance taxable? The money paid for…

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Life Insurance for Diabetics
Feb 4

What You Need to Know About Life Insurance for Diabetics

Posted by Randy Jones Insurance Services

The first fact you should be aware of is that diabetic life insurance does exist. Many people believe it is impossible to secure life insurance if you have diabetes. Though it is a scarce offer to come by, it is still possible. Usually, insurance companies would want to know whether you have Type…

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hybrid life insurance benefits
Jan 21

What are the Benefits of Having a Hybrid Life Insurance?

Posted by Randy Jones Insurance Services

Hybrid life insurance is for individuals who want more options than a standard life insurance policy offers. Simply put, hybrid life insurance is a policy that combines the benefits of standard life insurance policies with long-term care. It is a policy that allows elderly citizens to get the most out of their life…

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life insurance as part of an estate
Jan 7

How to Keep Life Insurance Out of Your Estate?

Posted by Randy Jones Insurance Services

When an individual passes away, the life insurance policy is usually paid by the issuing company to the family through the beneficiary that has been chosen by the policy owner. In this article, we will answer an important question that most individuals research when deciding on an insurance policy and how it will…

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