When Can Your Life Insurance Be Taxable?
Posted by Randy Jones Insurance Services
Many a times, taxes and insurance claims coincide. While many people misunderstand why their life insurance is taxable, others do not know when it should be taxed. This article addresses both categories of people and explores the circumstances under which life insurance can be taxable. Is life insurance taxable? The money paid for…
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What You Need to Know About Life Insurance for Diabetics
Posted by Randy Jones Insurance Services
The first fact you should be aware of is that diabetic life insurance does exist. Many people believe it is impossible to secure life insurance if you have diabetes. Though it is a scarce offer to come by, it is still possible. Usually, insurance companies would want to know whether you have Type…
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What are the Benefits of Having a Hybrid Life Insurance?
Posted by Randy Jones Insurance Services
Hybrid life insurance is for individuals who want more options than a standard life insurance policy offers. Simply put, hybrid life insurance is a policy that combines the benefits of standard life insurance policies with long-term care. It is a policy that allows elderly citizens to get the most out of their life…
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How to Keep Life Insurance Out of Your Estate?
Posted by Randy Jones Insurance Services
When an individual passes away, the life insurance policy is usually paid by the issuing company to the family through the beneficiary that has been chosen by the policy owner. In this article, we will answer an important question that most individuals research when deciding on an insurance policy and how it will…
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