child blowing his nose
Dec 5

Protect Your Children This Winter

Posted by Randy Jones Insurance Services

Keep your kids healthy and safe this winter. As a parent, you want to do everything in your power to keep your kids safe.  Unfortunately, your kids may face a greater risk of injury or illness during the winter months.  To protect your kids from wintertime dangers, here are some of the precautions…

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woman reviewing policy online
Nov 21

When It’s Time to Review Your Life Insurance Policy

Posted by Randy Jones Insurance Services

Knowing when to review your life insurance. Life is unexpected.  This is why it’s so important to have the right life insurance coverage in place.  The best way to make sure that you have the right coverage to meet your needs is by regularly reviewing and updating your policy.  Here’s how often you…

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baby in a field
Nov 14

New Parents Need to Consider This When It Comes to Life Insurance

Posted by Randy Jones Insurance Services

Life insurance for new parents While it is an exciting time, many new parents also find the birth of their child terrifying.  Having a baby that is completely reliant on you is something that very few people are completely prepared for.  However, there are certain things that you can do to make sure…

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elderly man receiving nursing care
Nov 7

Learning About Combined Long-Term Care and Life Insurance

Posted by Randy Jones Insurance Services

Securing long-term care coverage with guaranteed returns. Long-term care insurance is important because it covers the costs of an ongoing or chronic health condition.  However, if you don’t end up needing long-term care services, then the money you spent on this type of insurance goes to waste.  This is why so many people…

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stethoscope and medical eval
Oct 24

Steps to Take After Your Life Insurance Application is Denied

Posted by Randy Jones Insurance Services

What you can do if you’ve been denied life insurance. If you have applied for life insurance, then having your application denied can come as a shock.  However, this is actually more common than you might think.  Oftentimes insurance companies refuse coverage if the applicant is too risky to insure.  However, just because…

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multiple family generations
Oct 10

Why Permanent Life Insurance May Be Right for You and Your Family

Posted by Randy Jones Insurance Services

Here’s why you should consider permanent life insurance policies. If you are looking to secure life insurance, then you might think that your only option is a term life policy.  While term life insurance is certainly the most common form of life insurance, there are many other types of policies.  For instance, you…

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man working from home
Sep 26

Health Insurance Options for the Self-Employed

Posted by Randy Jones Insurance Services

How self-employed individuals can secure health coverage. If you are self-employed, then you enjoy a considerable degree of freedom and flexibility when it comes to your work. However, being your own boss also means that you have more responsibility resting on your shoulders. For instance, one of the things that you are now…

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friends celebrating at a club
Sep 19

Why Single People Should Invest in Life Insurance

Posted by Randy Jones Insurance Services

What you need to know about life insurance as a single person. Typically, most people only think about life insurance once they get married and start having kids. However, what happens if you are currently single? Should you secure life insurance, or is this coverage unnecessary? Here’s why single people should consider securing…

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couple using laptop together
Sep 12

Common Reasons Why People Procrastinate on Life Insurance

Posted by Randy Jones Insurance Services

Top reasons why people procrastinate on their life insurance. While most adults recognize the importance of having life insurance, many still put off securing this coverage. But why do people drag their feet when it comes to life insurance? Here is what you need to know. They Don’t Fully Understand Life Insurance As…

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woman in sunglasses vaping
Sep 5

How E-Cigarettes Affect the Cost of Your Life Insurance

Posted by Randy Jones Insurance Services

Why vaping increases the cost of your life insurance. When your insurer calculates your life insurance premiums, they will take various health factors and habits into account. One of the things that they will look at is whether or not you smoke. Typically, smokers pay far more for life insurance than non-smokers. But…

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