As small company health insurance plans have changed with the Affordable Care Act (ACA), so has the availability for small companies to offer dental and vision plans for their employees.  This is due to employers having to scale back their employee benefit packages due to the rising premium costs on the medical side as well as small employers under 50 employees discontinuing health plans completely.

With this change, individual dental and vision plans are gaining popularity. Whether it is a stand-alone dental or vision plan or a dental/vision package plan, these programs are now available and worth exploring.

RJINS has access to stand-alone and package plans with Delta Dental, VSP Vision, Blue Shield and Anthem Blue Cross. Our website is If you are interested, just login and click the Health Quote button. In the quote tab you will be able to quote these plans with the above carriers and apply directly online. We don’t recommend going without these important coverages. Remember that these plans are not subject to the ACA Open Enrollment Guidelines – they can be purchased at any time during the year. Give us a call for more details or with any questions you might have.