Why do people procrastinate when it comes to thinking about and obtaining life insurance protection for their family? We think it’s because many do not like talking about death and if they’re young they think there is no need to consider life insurance for “so far in the future”. Both opinions are understandable. However, it is good financial planning and offers peace of mind to protect your family for the unforeseen. You can get it and forget it! And, when you are young and in good health, life insurance is very affordable.
Although life insurance does provide death benefits if needed, some policies also provide “living benefits” if needed. Cash value type life policies can help provide monies for college education funds, mortgage payoff funds and/or retirement income if necessary. Some can also help fund long term health care needs in later years. We recommend not putting off researching the benefits of life insurance. We can help you design a life insurance plan that will meet your family’s needs and give you peace of mind for the future. Feel free to give us a call for quick quotes and advice. We’re here to help.