Know how a move will affect your auto insurance.
Congratulations on your move! It’s an exciting new chapter in your life. As escrow closes and you finish packing up your home, don’t forget about your insurance policies. After a move, your auto insurance can change dramatically. Stay on top of changing your policy when moving, and check out what you need to know about a move and your auto insurance.
Talk Your Insurance Agent.
A few months before your move, talk to your insurance agent. Depending on where you move, your insurance requirements may change. If you’re moving to the next town over, you likely won’t have to worry, but different states have different rules. Find out if your insurance agency can underwrite in your new location. That way you likely won’t have to take out an entirely new policy. Do, however, keep in mind that you will have to make adjustments to your policy even if you just move down the street.
Change in Lifestyle.
When you move, you may have a different type of lifestyle. Perhaps you have a shorter commute and will spend less time driving or perhaps you’ve finally bought a home, and you’re planning on bundling your policies. As your life changes, your insurance premiums may change (for better or worse) to give you the necessary coverage.
Change of Zip Code.
Your new location may affect your premiums. Whether you’re moving to the country or the city, your premiums are determined by risk. If you’re moving to an area with greater risks, then your premium is going to be higher. If you’re moving to an area where risk is lower, you’ll be able to save on your coverage.
Know that you’re covered with the right auto insurance in your new location. Contact the professionals at Randy Jones Insurance Services in Pleasanton, California for assistance finding the right insurance policy for your needs.
