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How to Get the Right Life Insurance Coverage with Local Independent Agents
Posted by Randy Jones Insurance Services
For many people, talking about life insurance is a difficult subject. While it may be uncomfortable thinking about your death, it's important to prepare for it. That's where life insurance comes in. Life insurance helps you care for your loved ones as they deal with the aftermath of your passing. If your assets…
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How to Determine the Right Life Insurance for Your Needs
Posted by Randy Jones Insurance Services
Life insurance is a contract drawn up between two parties: the provider and the client. The former promises to pay monetary benefits to the beneficiaries of the latter’s estate post their death. This policy is essential because it protects your family from financial difficulties caused by your demise. Although there are several types…
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What You Need to Know About a Health Savings Account
Posted by Randy Jones Insurance Services
A Health Savings Account (HSA) is awarded to a person with a High Deductible Health Plan (HDHP) to save up pre-tax dollars for medical bills. You can save as much money as you like per year, up to certain IRS limits, to cover a significant portion of your healthcare expenses. Here are the important…
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When Can Your Life Insurance Be Taxable?
Posted by Randy Jones Insurance Services
Many a times, taxes and insurance claims coincide. While many people misunderstand why their life insurance is taxable, others do not know when it should be taxed. This article addresses both categories of people and explores the circumstances under which life insurance can be taxable. Is life insurance taxable? The money paid for…
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What You Need to Know About Life Insurance for Diabetics
Posted by Randy Jones Insurance Services
The first fact you should be aware of is that diabetic life insurance does exist. Many people believe it is impossible to secure life insurance if you have diabetes. Though it is a scarce offer to come by, it is still possible. Usually, insurance companies would want to know whether you have Type…
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