News

old age woman thinking about life insurance plan
Nov 24

At What Time Do You Need a Life Insurance Plan the Most?

Posted by Randy Jones Insurance Services

One type of insurance one shouldn't do without is life insurance plan. While some take full advantage of it, others take it for granted. That's probably because nobody expects death to hit them or anyone they love. However, this is all the more reason why you need life insurance plan the most. Death…

Read More Posted in Life Insurance

Old woman outliving her life insurance
Nov 17

What Will Happen if I Outlive My Life Insurance?

Posted by Randy Jones Insurance Services

Life insurance is a touchy subject for most people because nobody wants to dwell on the thought of dying and leaving their loved ones behind. Nevertheless, life insurance is a legal agreement between the policyholder and the insurer to pay a certain sum, i.e., the insurance benefits to beneficiaries named in the policy,…

Read More Posted in Life Insurance

Health Insurance
Oct 13

Getting a Health Insurance Coverage When Laid Off

Posted by Randy Jones Insurance Services

The pandemic affected businesses in numerous ways, and the resultant restructuring or folding up process left many unemployed. The importance of functional health coverage cannot be overemphasized now, especially with the increase in delta variant cases. There are some ways to keep you and your dependents covered depending on your income and your…

Read More Posted in Health Insurance

Life Insurance
Oct 6

Does Your Employer-Provided Life Insurance Offer Sufficient Coverage?

Posted by Randy Jones Insurance Services

The best job offerings come with numerous benefits. These benefits include insurance benefits, paid leaves, allowances, and many others overseen by the personnel department to motivate employees. However, if your employer provides group life insurance for staff members, it is rarely ever the case that this plan is sufficient by itself. When Can…

Read More Posted in Life Insurance

What you need to know about average life insurance payout
Sep 23

What You Need to Know about the Average Life Insurance Payout

Posted by Randy Jones Insurance Services

Have you ever wondered? What is the average life insurance payout? How much will your loved ones likely be paid if they ever claim on your insurance life policy? The answer is around $600,000. This figure is the average purchased face amount of a term life insurance policy. Consequently, it is the average…

Read More Posted in Life Insurance