In today’s fast paced and often stressful business world, the duration of disabilities continues to go up for certain age groups in the United States. The age group especially hit hard is between the ages of 40 – 50. If a disability occurs and you lose your income for a long period of time, will you be able to maintain your lifestyle and keep your family running?

Some employers offer long term disability, but surprisingly many do not. Individual disability policies can help supplement employee-based coverage OR provide primary coverage if no plan is offered by an employer. Give us a call and we can answer any questions you might have.

To ensure that you have the best coverage, here are some things to look out for with your disability insurance.

  • A guaranteed renewable policy that cannot be cancelled.
  • Short waiting and elimination periods.
  • Future purchase options to increase coverage.
  • Protection for your retirement.

Randy Jones Insurance is committed to providing our clients with the right insurance to meet your individual needs. Contact us today with any questions you might have regarding disability insurance policy.