In 2014, the penalty for not having health insurance will be whichever is more: $95 per person, up to $285 per family, or one percent of your family’s income. That doesn’t sound like a lot at first but that penalty will continue to increase every year. In addition, without insurance, a single incident can result in hundreds of thousands of dollars in medical bills alone! Why risk it?

The goal of the Affordable Care Act is giving people the stability and flexibility to get the coverage that fits their needs. This is a worthy goal, but reaching it is like going through a maze because there are so many options in levels, plans, and coverage. You need a guide through this maze if you are going to come out with the enrollment plan best for you.

“Covered California” is the state’s insurance marketplace mandated by the Affordable Care Act. Individuals and small groups can access health insurance that is slated to begin in 2014. You can compare plans or see if you are eligible for financial aid.

Randy Jones Insurance Services is a certified Covered California Agency. This means we are trained to ask the questions you may not realize need to be asked, and we are familiar with all the twists and turns in the Covered California maze of applications, coverage, information, plans, and more. Contact us for expert guidance and to get the answers to your insurance needs.