lit cigarette
Feb 27

Quit Smoking and Save on Your Life Insurance

Posted by Randy Jones Insurance Services

Why you should quit smoking if you want to lower your life insurance rates. When you apply for life insurance, the insurance company will ask you several questions to establish your risk.  One of the first things they will ask you is whether or not you smoke or use tobacco products.  This is…

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shaking hands after business promotion
Feb 20

Why You Should Increase Your Life Insurance Coverage After a Raise

Posted by Randy Jones Insurance Services

Getting a raise at work means it’s time to bump up your life insurance coverage. If you’ve just gotten a raise at work, then congratulations!  With more money in your pocket, you probably have big plans for yourself and your family.  Hopefully, one of these plans is bumping up your life insurance coverage. …

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family
Feb 6

Life Insurance Misconceptions That Can Leave Your Family at Risk

Posted by Randy Jones Insurance Services

Debunking these common life insurance myths. As a new parent, getting life insurance probably isn’t the first thing on your mind.  To make matters worse, there are many popular misconceptions that support young parents’ decision not to get life insurance coverage.  However, it’s important to understand that putting life insurance on hold can…

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man signing life insurance policy
Jan 23

What You May Not Know About Life Insurance

Posted by Randy Jones Insurance Services

Many people do not know this about life insurance. While most adults know that they should have life insurance, this is where their understanding ends.  This means that many people are surprised when they actually start learning about what life insurance can do for them.  Here are some of the life insurance facts…

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doctor filling out medical history
Jan 16

These Medical Conditions Can Affect the Cost of Your Life Insurance

Posted by Randy Jones Insurance Services

Understanding which health issues raise a red flag for life insurance providers. When you apply for life insurance, you will be asked about your health and your family’s health history.  This is because your premiums will largely depend on your current health and genetic predisposition towards certain medical issues.  But which health problems…

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healthy lifestyle equipment
Jan 9

How You Can Support a Family Member with Diabetes

Posted by Randy Jones Insurance Services

Tips for supporting a loved one suffering from diabetes. When a family member is diagnosed with diabetes, it doesn’t just affect them.  Oftentimes, this chronic condition changes the lives of close family members and friends as they strive to offer help and support.  However, it’s important to remember that there is a right…

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parents kissing their baby
Dec 26

The Benefits of Securing Life Insurance for Your Kids

Posted by Randy Jones Insurance Services

Why parents should consider life insurance for their children. Becoming a new parent is one of the most exciting and stressful times of your life.  However, even with all the planning that you’ve done and all the advice that’s been given, there’s one important thing that you probably haven’t heard about—life insurance for…

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doctor typing
Dec 12

Is No-Exam Life Insurance Worth It?

Posted by Randy Jones Insurance Services

Does life insurance without medical exams come with a catch? While there are many reasons people give for putting off life insurance, one of the most common ones is unwillingness to complete a medical examination.  If this is why you have procrastinated on life insurance, then policies that do not require a medical…

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child blowing his nose
Dec 5

Protect Your Children This Winter

Posted by Randy Jones Insurance Services

Keep your kids healthy and safe this winter. As a parent, you want to do everything in your power to keep your kids safe.  Unfortunately, your kids may face a greater risk of injury or illness during the winter months.  To protect your kids from wintertime dangers, here are some of the precautions…

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woman reviewing policy online
Nov 21

When It’s Time to Review Your Life Insurance Policy

Posted by Randy Jones Insurance Services

Knowing when to review your life insurance. Life is unexpected.  This is why it’s so important to have the right life insurance coverage in place.  The best way to make sure that you have the right coverage to meet your needs is by regularly reviewing and updating your policy.  Here’s how often you…

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