Life Insurance for Freelancers- All You Need to Know
Posted by Randy Jones Insurance Services
Currently, more than 35% of the U.S. workforce consists of freelancers who contribute at least $1 trillion to the economy every year, as reported by Freelancers Union. Unfortunately, due to their inconsistent income, freelancers often face problems such as lack of access to affordable healthcare, lack of retirement planning, and insufficient savings. This…
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Questions You Must Ask While Buying Health Insurance
Posted by Randy Jones Insurance Services
According to the Centers for Medicare and Medicaid Services (CMS), the average annual cost of healthcare per person in America is at least $11,000. For most Americans, this is such a considerable amount, meaning it can potentially send you into financial turmoil, especially if you have no health insurance coverage. Luckily, health insurance…
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Quit Smoking and Save on Your Life Insurance
Posted by Randy Jones Insurance Services
Why you should quit smoking if you want to lower your life insurance rates. When you apply for life insurance, the insurance company will ask you several questions to establish your risk. One of the first things they will ask you is whether or not you smoke or use tobacco products. This is…
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Why You Should Increase Your Life Insurance Coverage After a Raise
Posted by Randy Jones Insurance Services
Getting a raise at work means it’s time to bump up your life insurance coverage. If you’ve just gotten a raise at work, then congratulations! With more money in your pocket, you probably have big plans for yourself and your family. Hopefully, one of these plans is bumping up your life insurance coverage. …
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Life Insurance Misconceptions That Can Leave Your Family at Risk
Posted by Randy Jones Insurance Services
Debunking these common life insurance myths. As a new parent, getting life insurance probably isn’t the first thing on your mind. To make matters worse, there are many popular misconceptions that support young parents’ decision not to get life insurance coverage. However, it’s important to understand that putting life insurance on hold can…
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What You May Not Know About Life Insurance
Posted by Randy Jones Insurance Services
Many people do not know this about life insurance. While most adults know that they should have life insurance, this is where their understanding ends. This means that many people are surprised when they actually start learning about what life insurance can do for them. Here are some of the life insurance facts…
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These Medical Conditions Can Affect the Cost of Your Life Insurance
Posted by Randy Jones Insurance Services
Understanding which health issues raise a red flag for life insurance providers. When you apply for life insurance, you will be asked about your health and your family’s health history. This is because your premiums will largely depend on your current health and genetic predisposition towards certain medical issues. But which health problems…
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How You Can Support a Family Member with Diabetes
Posted by Randy Jones Insurance Services
Tips for supporting a loved one suffering from diabetes. When a family member is diagnosed with diabetes, it doesn’t just affect them. Oftentimes, this chronic condition changes the lives of close family members and friends as they strive to offer help and support. However, it’s important to remember that there is a right…
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The Benefits of Securing Life Insurance for Your Kids
Posted by Randy Jones Insurance Services
Why parents should consider life insurance for their children. Becoming a new parent is one of the most exciting and stressful times of your life. However, even with all the planning that you’ve done and all the advice that’s been given, there’s one important thing that you probably haven’t heard about—life insurance for…
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Is No-Exam Life Insurance Worth It?
Posted by Randy Jones Insurance Services
Does life insurance without medical exams come with a catch? While there are many reasons people give for putting off life insurance, one of the most common ones is unwillingness to complete a medical examination. If this is why you have procrastinated on life insurance, then policies that do not require a medical…
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