Auto Insurance Rates

In California, you are required to have auto insurance. While there is no way to completely avoid your premiums, knowing what factors determine the cost can help to make sure that you are paying the right price. Your insurance rates depend on many factors, including:

  • Driving record – the better your driving record is, the lower your premiums will be because you are considered a lower risk to your insurance provider.
  • Age – drivers who are under the age of 25 are considered much riskier, which leads to higher auto insurance rates. After you turn 25, you can expect your rates to drop, as long as you keep a good driving record.
  • Neighborhood – if you live in an urban area, there is more of a chance that your vehicle will be stolen or damaged, which leads to higher premiums. However, living in a more rural area can help your rates drop.

For all of your auto insurance coverage needs to ensure that you are paying the right price for your coverage, contact the professionals at Randy Jones Insurance Services in Pleasanton, California.