Here’s why you should get small business insurance from an independent agency.
While you understand the importance of securing commercial insurance, finding the right coverage is easier said than done. With all the different coverage options and confusing insurance terms out there, it can be difficult to navigate the insurance market on your own. Luckily, relying on your local independent insurance agency is a great way to secure the right coverage to meet your business’s needs and budget. Here’s why you should work with an independent insurance agent.
Independent insurance agencies are not beholden to a single insurance company. In fact, independent agencies actually represent several different insurance carriers. This means they have access to all the coverage options that each carrier has to offer. This increased selection makes it much easier for your agent to find a policy that fits your company’s needs and budget.
Another perk of working with an independent insurance agency is that the process of securing coverage is much more personal than it would be with a very large insurance company where you might get different customer service reps or agents whenever you call. With an independent agent you won’t be just a policy number, they will know you and take personal care of you. And you’ll have an agent who cares! Rather than a standardized application process, your independent agent will take the time to learn about the details of your company and/or your family’s insurance needs. Your agent will use the information you supply along with their own research and experience to develop a strong understanding of your business’s unique risk factors. From there, they will handpick the insurance solutions that best address these risks. Your agent will then talk you through the options, empowering you to make an informed coverage decision. Rather than blindly accepting a policy without understanding it, your independent agent will make sure you understand the full scope of the policy you select.
These are some of the biggest reasons why you should secure commercial coverage through an independent insurance agency. Looking for an independent agency in Pleasanton, California? If so, contact the experts at Randy Jones Insurance Services. Our team is ready to assist you with all your coverage needs today.