Yes, your homeowners’ insurance policy provides personal property coverage, to certain limits you select and an insurance carrier provides. If you have any items of particularly high value such as – jewelry, wedding rings, art, sculptures, special collections, etc, you may want to consider scheduling these valuables. Gathered is some important must-know information regarding scheduling your expensive items:
- Items worthy of being scheduled include furs, jewelry, firearms, family heirlooms, and more.
- Scheduled items receive an extra layer of protection in the event of a damaging covered peril.
- If you want to have any items scheduled, you may need to have certain items professionally appraised.
- Scheduled items are replaced to you after an accident or disaster at full value.
- You are not required to pay a deductible on lost, stolen, or damaged scheduled items.
Contact Randy Jones Insurance for all of your Pleasanton, California homeowners’ insurance needs. We can help you schedule your most valuable items.