Learn how to get the best car insurance coverage for your teen with these tips.

Your teen is ready to hit the road! Now what? Before you send them off to explore the exciting world of driving, it’s important to know that you’ve done all you can to prepare them to be safe drivers. Not only must you teach them the rules of the road, but you need the right auto insurance coverage. To help you secure the right auto insurance coverage for your new driver here are a few helpful tips to keep in mind:

Single Policy or Multi-Driver Policy.

Depending on the age of your teen driver you’ll want to decide whether they should be on your family policy or out on their own. This depends on a number of factors so it’s best to review ahead of time what you and your teen’s needs will be with your insurance agent. Ensure that you weigh the costs and benefits of each option with your independent insurance agent so that you can choose the one that works best for your needs.

Check For Discounts.

Insuring a teen driver can be expensive. To help minimize the financial burden, ask your agent about any applicable discounts. From good student discounts to “occasional” driver policies to usage-based insurance coverage, there are many ways in which you can save on insurance for your teen. Find the best option for you so that you can rest assured you and your young driver are protected.

Increasing Policy Deductibles.

Despite all your discounts, insuring a teen driver can be pricey. Consider increasing your policy deductibles to help you make your policy more affordable. That way you’ll pay less on a month to month basis, however, keep in mind that should your teen get into an accident, you may be paying more out of pocket. Weigh the pros and cons so that you can make the decision that’s best for your needs.

Thinking of getting them their own car? 

Always a good idea to select a couple of cars you think they and you might want to get for them and cll your insurance agent to get quotes ahead of time. The insurance costs are part of the overall financial outlay for your teen starting to drive. Give us a call at Randy Jones Insurance Services in Pleasanton, California for assistance finding the right insurance policy for your needs.