Keep your home safe from water damage with these tips.
Along with chilly winter weather come plenty of winter storms. While rain may not seem like a big deal, it’s important that you protect your home from water damage. Check out what you need to know about how to protect your home from water damage with these tips.
Inspect Your Drainage System.
When it comes to keeping your home safe from serious storm damage, ensure that your drains are working properly. Conduct an audit of your gutters and drainage pipes. Ensure that they’re free of debris and that they’re securely fastened to your home. That way you reduce your risk of any flooding that could cause serious damage.
Be Wary of Local Bodies of Water.
When you live near bodies of water, it’s important that you’re aware of the flood risk. Whether you live near a creek or a flash flood zone, be wary of the topography of your environment. That way you’re better able to prepare for storm-related disasters. Take note of what potential storm threats can harm your home so that you can take precautions to protect your home.
Why You Might Want to Invest in Flood Insurance.
When it comes to keeping your home well protected from storm damage you might want to invest in flood insurance especially if you are near slopes of hills (up or down), creeks, lake areas or if you know you are in a designated flood plain. Contrary to popular belief, your homeowners insurance may not give you coverage for water damage caused by flooding, depending on the type of damage and actual cause. If you live in an area with flood risk, or think you might, check with your insurance agent to discuss your current homeowner policy coverages, what you might want to consider to protect against damage from flooding and the differences between water damage coverage on a homeowner policy and what flood insurance policies cover.
Winter brings plenty of storms, find out what you need to know about how to protect your home from water damage. Keep your home as safe as can be with the right insurance. Contact us at Randy Jones Insurance Services in Pleasanton, California for assistance finding the right insurance policy for your needs.