Cover Your Assets with an Umbrella Insurance Policy

Personal Umbrella Insurance

With half of the year gone, it is the perfect time to look over your insurance policies to make sure that you have the right amount of coverage. One of the best ways to fully protect all of your assets is to invest in a personal umbrella insurance policy.

A personal umbrella insurance policy will provide additional liability coverage that goes beyond your existing liability coverage, including the liability that is provided by your auto and home insurance policies. Typical umbrella insurance policies start at $1 million in coverage for only around $200 a month. The liability coverage that is provided by your umbrella insurance policy will not kick in until all of your other liability coverage runs out.

If you do not have an umbrella insurance policy, all of your assets may be at risk. If you are sued after an accident, such as a car crash, your auto insurance liability can easily be exceeded. If you do not have the financial means to cover the rest of the cost, your assets can be seized to cover the cost.

When looking for the right liability insurance coverage to protect all of your personal property, contact the insurance professionals at Randy Jones Insurance in Pleasanton, California.