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Here’s What You Must Know About Disability Insurance
Posted by Randy Jones Insurance Services
Not everyone believes they have a need for a disability insurance policy. The fact is, everyone needs a disability insurance policy of some type. Many people are under the impression that disability is often caused by accidents. It has been proven, however, that most such cases are caused by illness, not accidents. Understanding…
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Life Insurance for Freelancers- All You Need to Know
Posted by Randy Jones Insurance Services
Currently, more than 35% of the U.S. workforce consists of freelancers who contribute at least $1 trillion to the economy every year, as reported by Freelancers Union. Unfortunately, due to their inconsistent income, freelancers often face problems such as lack of access to affordable healthcare, lack of retirement planning, and insufficient savings. This…
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Questions You Must Ask While Buying Health Insurance
Posted by Randy Jones Insurance Services
According to the Centers for Medicare and Medicaid Services (CMS), the average annual cost of healthcare per person in America is at least $11,000. For most Americans, this is such a considerable amount, meaning it can potentially send you into financial turmoil, especially if you have no health insurance coverage. Luckily, health insurance…
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Quit Smoking and Save on Your Life Insurance
Posted by Randy Jones Insurance Services
Why you should quit smoking if you want to lower your life insurance rates. When you apply for life insurance, the insurance company will ask you several questions to establish your risk. One of the first things they will ask you is whether or not you smoke or use tobacco products. This is…
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Why You Should Increase Your Life Insurance Coverage After a Raise
Posted by Randy Jones Insurance Services
Getting a raise at work means it's time to bump up your life insurance coverage. If you've just gotten a raise at work, then congratulations! With more money in your pocket, you probably have big plans for yourself and your family. Hopefully, one of these plans is bumping up your life insurance coverage. …
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