News

Irregular heartbeat and life insurance
Dec 15

Will an Irregular Heartbeat Prevent You From Getting Life Insurance?

Posted by Randy Jones Insurance Services

Having an irregular heartbeat or any other pre-existing health condition does not automatically make you ineligible for life insurance. You will more than likely qualify for a good policy if you are honest about your pre-existing health conditions and provide your medical records so that your agent has all of the information they…

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Term life insurance into whole life insurance
Dec 8

Converting Term Life to Whole Life: What You Need to Know?

Posted by Randy Jones Insurance Services

Term life insurance policies are a great option when you have set goals to meet, like paying for your final expenses or paying off any debts you may have. Things change, however, and life happens. As a result, your future financial needs may change over time. For example, if you purchase a home…

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old age woman thinking about life insurance plan
Nov 24

At What Time Do You Need a Life Insurance Plan the Most?

Posted by Randy Jones Insurance Services

One type of insurance one shouldn't do without is life insurance plan. While some take full advantage of it, others take it for granted. That's probably because nobody expects death to hit them or anyone they love. However, this is all the more reason why you need life insurance plan the most. Death…

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Old woman outliving her life insurance
Nov 17

What Will Happen if I Outlive My Life Insurance?

Posted by Randy Jones Insurance Services

Life insurance is a touchy subject for most people because nobody wants to dwell on the thought of dying and leaving their loved ones behind. Nevertheless, life insurance is a legal agreement between the policyholder and the insurer to pay a certain sum, i.e., the insurance benefits to beneficiaries named in the policy,…

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Health Insurance
Oct 13

Getting a Health Insurance Coverage When Laid Off

Posted by Randy Jones Insurance Services

The pandemic affected businesses in numerous ways, and the resultant restructuring or folding up process left many unemployed. The importance of functional health coverage cannot be overemphasized now, especially with the increase in delta variant cases. There are some ways to keep you and your dependents covered depending on your income and your…

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